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AMA TABUAH
V.
BARCLAYS BANK GHANA LIMITED

(2018) JELR 64553 (HC)

High Court 3 May 2018 Ghana
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- The court found the Defendant bank liable only for unauthorized cash withdrawals without proper narration totaling GHC 75,000.00 and awarded this sum, with interest, to the Plaintiff; all other Plaintiff claims failed. - The Defendant est

Case Details

Suit Number:SUIT NO.BFS/201/15
Judges:ANGELINA MENSAH-HOMIAH (MRS.) JUSTICE OF THE HIGH COUT
Counsel:IBRAHIM ANYARS BAWA FOR PLAINTIFF; STEPHEN KOOMSON FOR FREDERICK OWUSU-ASARE FOR DEFENDANT.

JUDGMENT

This is a Banker/Customer dispute arising from disagreements in overdrawn balances, debit advice, transfers and withdrawals with improper narrations on the Plaintiff’s current account with the Defendant bank. The original suit was filed on 17/02/2015, but on 08/02/2016, the Plaintiff amended her writ of summons and statement of claim. The reliefs she seeks from this court are:

a. The recovery of the sum of GHC 75,000.00 being cash the Plaintiff allowed to be withdrawn from Defendant’s account between 20/12/2006 and 17/07/2008 in a manner that fell short of acceptable banking practice.

b. The recovery of the sum of GHC 55,770.00 being money lost to the Plaintiff’s account between 4/7/2008 and 23/12/2008 which sum the Plaintiff labelled as “Debit Advice” when the Plaintiff had not sanctioned or authorized any such expenditure on her behalf.

c. The recovery of the sum of GHC 15,700.00 that stood to the Plaintiff’s credit in or about February, 2009 but which sum the Plaintiff purport…

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