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EDGAR KWEKU WIREDU
V.
NATIONAL INSURANCE COMMISSION

(2025) JELR 114576 (CA)

Court of Appeal 24 Jul 2025 Ghana
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- The Plaintiff/Appellant, an insurance practitioner, challenged directives issued by the insurance regulator (Defendant/Respondent) that imposed limits on motor injury and death claims, arguing that they contravened the Insurance Act, 2021

Case Details

Suit Number:CIVIL APPEAL NO: H1/31/2025
Judges:JANAPARE A. BARTELS KODWO, JSC (PRESIDING) DR. ERNEST OWUSU-DAPAA, JA FRANCIS OBIRI, JA
Counsel:JOE ABOAGYE DEBRAH FOR THE PLAINTIFF/ APPELLANT KWAKU OWUSU- AGYEMANG FOR THE DEFENDANT/ RESPONDENT
Location:Accra

JUDGMENT

OBIRI, JA:

INTRODUCTION

[1] On 21st January 2024, the Plaintiff/Appellant (hereinafter called the Appellant) filed the instant appeal against the judgment of the High Court (Human Rights Division) Accra, dated 6th November 2023. 

[2] The judgment is found on pages 175-185 of the Record of Appeal. (ROA) The court concluded, that the Appellant failed to demonstrate in what manner Respondent’s directives fell short of international best practice. The court added, that the Appellant failed to substantiate his allegation, that the Respondent’s directives fell short of International best practice in the insurance industry. 

[3] The Appellant not satisfied with the opinion of the trial court, dated 6th November 2023 has mounted this appeal against the judgment. 

[4] The judgment of the trial court which has led to this appeal was based  on the Appellant’s amended writ of summons filed on 21st December 2021,  for the following reliefs: 

  1. A declaration that the Defendant's Directives entitled…

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