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ELOK LIMITED PLAINTIFFS
V.
NSIA (GHANA) INSURANCE CO. LTD

(2011) JELR 107086 (HC)

High Court 11 Mar 2011 Ghana
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- The plaintiffs filed a claim against the defendants for damages for breach of contract or alternatively the cost of jewelry stolen from their shop, interest on the stolen amount, and costs. - The defendants raised several issues for deter

Case Details

Suit Number:FTR/9/10
Judges:P. BRIGHT MENSAH
Counsel:JOHN DAVID MERSON FOR THE PLAINTIFFS RICHARD AMOFAH FOR THE DEFENDANTS

JUDGMENT:

By a writ of summons issued in this case, the Plaintiffs claim against the defendants:

a) Damages for breach of contract or in the alternative

b) The sum of Ghfl5,800. being cost of jewelry stolen from Plaintiffs shop

c) Interest on on (b) calculated at the prevailing bank rate from July, 2008 to date of final judgment.

d) Costs.

The defendants responded appropriately to the claims of the Plaintiffs by entering an appearance and filing a defence. The statement of defence raised the following issues for determination by the Court.

1. Whether the insurance policy executed between the parties covered theft

2. Whether the theft covered by the insurance policy referred exclusively to Theft resulting from forcible or violent entry of the shop

3. Whether the theft which occurred in Plaintiffs shop is covered by the Insurance policy.

4. Whether the Plaintiff is entitled to its reliefs

ADDITIONAL ISSUE:

Whether or not the Plaintiff was negligent during its transaction with the Alleged suspect.

BR…

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