J U D G M E N T
The plaintiff who describes herself as a business executive entered into an agreement to purchase a Kia Sportage SL-LX vehicle from the defendant at a cost of US$28,700.00. The plaintiff made part payment for the vehicle and gave six monthly post-dated cheques to the tune of US$2,383.00 each for the remainder of the purchase price. In pursuance of the sale, the parties entered into a Credit Sale Agreement (Exhibit A) under which the vehicle was registered in the name of the defendant company, insured in the name of the plaintiff but with the benefit of the insurance going to the defendant company and ownership retained in the defendant company until the fulfilment of all financial obligations by the plaintiff to the defendant company. The defendant handed over the vehicle to the plaintiff on 6th July 2011.
On 15th October 2011, the vehicle, whilst being driven by the plaintiff, had an accident and the plaintiff submitted it for repairs to be done …