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STANBIC BANK GHANA LTD
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WILFRED @ FINANCE LTD & ANOR

(2025) JELR 114479 (HC)

High Court 30 Jul 2025 Ghana
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- The Applicant, as judgment creditor, sought court determination of a reserve price for mortgaged property after Respondent defaulted on post-judgment repayment terms following an earlier possession order (5 Dec 2023) and lawful attachment

Case Details

Suit Number:CM/MISC/0673/2023
Judges:HER LADYSHIP ADELAIDE ABUI KEDDEY J.
Counsel:AFIA AMANIMAA ANIM, ESQ., BEING LED BY HENRY MYLES-MILLS, ESQ., FOR APPLICANT/APPLICANT JACOB SOUNG, ESQ., FOR RESPONDENTS/RESPONDENTS
Location:Accra

RULING

[1] The Applicant/Applicant (hereinafter called “the Applicant”) filed the instant application for the determination of the Reserved Price for the collateral against the Respondents/Respondents (hereinafter called “the Respondents”) on 15th May 2025.

[2] The application is supported by a 13-paragraph Affidavit. Paragraphs 4, 5, 6, 7, 8, 9, 10, 11, 12 and 13 read as follows:

  1. That the Applicant obtained a favourable ruling on December 5th, 2023, to possess the collateral property being the residence of the Respondent/Judgment Debtor, cause a valuation to be done and to revert for the setting of the reserve price. A copy of the Ruling is hereby attached as “Exhibit A”,

  2. That the Judgment Creditor/Applicant followed due process and obtained the requisite orders from the Court and subsequently with the support of the Ghana Police Service the possession was effected on April 25th, 2024.

  3. That after the peaceful possession of the collateral property, the Respondent approached the Applicant w…

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