ABDULLAHI, J.C.A. (Delivering the Leading Judgment): This is an appeal against the decision of the Kwara State High Court of Justice, sitting at Ilorin, in suit No. KWS/254/94, delivered by Hon. Justice Gbadeyan on 23/12/2003, in which judgment was given in favour of the plaintiff (hereinafter referred to as "the respondent").
Dissatisfied with the whole decision, the defendant (hereinafter referred to as "the appellant"), filed a notice of appeal consisting of 13 grounds.
The facts of the case as can be gathered from the record are that the appellant is a commercial bank, while the respondent was/is its customer. The appellant has branches at Oja-Oba, Ilorin, Dacemo Street, Lagos, and a corporate banking department also in Lagos.
The respondent had her accounts with the appellant at the branches stated above. The respondent applied for banking facilities which were granted on terms. She applied through the appellant for loan under the Central Bank of Nigeria (hereinafter) referred to…