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Principles guiding the combination or merger of accounts of a customer by the banker

Whether a banker can combine accounts where one is a trust account and the other is a personal account

Whether a banker is entitled to combine accounts kept by a customer

Whether a banker is entitled to combine different accounts kept by the customer unless precluded by agreement express or implied from the course of business

Whether a bank must give notice to a customer that his accounts will be merged

Whether the bank has a right to combine accounts not held in the same right

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